Posts by Freshy
Is Your Fee Structure Costing You Customers?
Key Takeaways Pricing influences profitability and customer perception, and misalignment can reduce both margin and market share. Understanding cost, customer value, competitor behavior and your pricing model leads to stronger pricing decisions. Regular pricing reviews help maintain profitability and strengthen customer confidence. Pricing is one of the most powerful levers for improving profitability, yet many business owners revisit it…
Read MoreBalance Sheet Ratios Every Business Owner Should Monitor
Key Takeaways A few key balance sheet ratios can help owners quickly understand liquidity, leverage, and the overall financial footing of their business. Reviewing ratios on a consistent schedule highlights shifts in performance earlier than traditional reports. These tools support clearer decisions about cash management, staffing needs and long-term planning. Many business owners rely on instinct when evaluating financial health,…
Read MoreThe Most Overlooked Red Flags Hiding in Your Balance Sheet
Key Takeaways Consistent financial reviews help reveal risks before they disrupt performance. Tracking trends in cash flow, debt and margins supports long-term stability. Transparent accounting builds trust and stronger financial decision-making. Why Should Business Owners Review Their Balance Sheets Regularly? Reviewing your balance sheet regularly is one of the most effective ways to identify…
Read MoreWhat Does TCJA Mean for Your Year-End Tax Strategy?
Key Takeaways The One Big Beautiful Bill Act (OBBBA) makes most Tax Cuts and Jobs Act (TCJA) provisions permanent, keeping lower brackets, a larger standard deduction, and full business expensing in place. Temporary deductions for overtime pay, tips, and auto loan interest are available through 2028, creating short-term opportunities for additional savings. Business owners should…
Read MoreStrengthening Business Resilience Through Diversified Revenue Streams
Key Takeaways Diversifying income helps businesses stay stable during change and uncertainty. Data-driven insights reveal which revenue opportunities will deliver the most impact and consistency. A flexible, forward-looking mindset builds the foundation for long-term business growth. Building Stability Through Smarter Revenue Design When a business depends on one primary source of income, it’s walking…
Read MoreUnderstanding the New IRS Regulations on SECURE 2.0 Catch-Up Contributions for 2026
Key Takeaways Beginning in 2026, employees aged 50 or older who participate in a 401(k), 403(b), or 457(b) plan and earned more than $145,000 from their employer in the previous year must make their catch-up contributions on a Roth (after-tax) basis. Employers must update plan documents, payroll systems, and employee communications to stay compliant. All…
Read MoreDeveloping a Long-Term Financial Vision in Times of Uncertainty
Key Points You can’t eliminate economic uncertainty, but you can prepare by setting clear goals and building flexible financial plans. Strong cash flow, diversified revenue, and adaptable operations create resilience. Policy changes, like the One Big Beautiful Bill Act (OBBBA) show why regularly revisiting your plan is essential. How Do You Navigate a Shifting…
Read MoreDebt vs. Equity Financing: Which One Fits Your Business Best?
At some point, nearly every business owner faces a common question: How do I fund the next growth stage? Whether you’re eyeing new equipment, a larger space, or need extra cash flow, choosing the right kind of financing is a big decision that shapes your business well beyond the initial investment. Business owners typically consider…
Read MoreTax-Smart Retirement Planning for Business Owners
Key Points Business owners have retirement plan options beyond standard IRAs. Solo 401(k)s, SEP IRAs, SIMPLE IRAs, and cash balance plans can unlock powerful tax savings. The One Big Beautiful Bill (OBBB) introduces new deductions and planning opportunities. What Makes Retirement Planning Different for Business Owners? Running your own business comes with freedom and…
Read MoreThe Strategic Role of Outsourced Controllership in 2025
Bringing financial clarity and leadership to growing businesses—without the full-time hire. As a business owner, you must juggle operations, manage people, plan for growth and closely monitor your financials. But in today’s environment, basic bookkeeping isn’t enough. More than ever, businesses need financial leadership—someone who can interpret the numbers, identify risks and guide decision-making. In…
Read More